Need help with your merchant account? Lodge a request Lets get started As a SQID Merchant you will find your Payment Manager Merchant Account here. Payment Manager is your Payment Dashboard, where you can access all merchant services, including real time reporting and support to suit your business needs. Merchant Terms and Conditions SQID Payments is a merchant aggregator for Westpac Bank and provides merchant services that allow the processing of Visa, Mastercard and American Express cards. You do not need to be a Westpac customer and operating as a merchant using SQID means you don’t need a separate merchant account with your bank. The merchant terms and conditions for our merchants using the Westpac service are available as a downloadable PDF here Westpac Merchant Terms and the SQID Terms and Conditions 2014 and the Direct Debit Service Agreement.